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Frequently Asked Questions

  • The CDB application process has not yet been outlined. It has been confirmed that Service Canada will be managing applications, and that the process will be flexible so that people can apply for the CDB any time during the year. Service Canada will be developing resources to help you apply for the CDB which will be released in spring 2025. Legal representatives can also apply on behalf of an applicant.

    Anticipated channels for applications include:

    • online applications,

    • paper applications,

    • in-person applications, and

    • phone applications. 

    All channels will undergo accessibility testing.

    Once you apply and are approved, you will not need to reapply unless you become ineligible, and then regain eligibility.

    Find out if you qualify for the CDB.

  • The proposed regulations state that if your CDB application is declined, you can request a reconsideration within 180 days.

    If you disagree with a reconsideration decision, you can appeal it to the Social Security Tribunal. If the appeal is regarding income, it will go to the Tax Court of Canada. 

    If your application is declined, we encourage you to request a reconsideration decision. You can get free help with the reconsideration process by calling our Disability Planning Helpline.

    Please note that if you are a resident of BC. and want help completing your DTC application, we may refer you to our partner organization, Disability Alliance BC (DABC).

  • Withdrawals from your RDSP do not count as income when determining your benefit amount. The RDSP was designed to be fully exempt when determining eligibility for all federal benefits, which will include the CDB.

    Find out if your province or territory has announced if the CDB will be affected by clawbacks.

  • Payments from the CDB do not count as income on your taxes.

  • There is speculation about a potential early election because of recent activity in the Federal Government. People are concerned that changes in the government could affect the CDB. However, it is important to remember that any changes to the CDB, which is now law, must go through a parliamentary process.